Need help with financing?

Financing by Wells Fargo

Elizabeth (Liz) Ciardi is an accomplished Mortgage professional with over 22 years of industry experience. Liz has an exceptional sales and leaderhip track record that includes her achieving Wells Fargo’s prestigious Leaders Club in just her second full year with the company (and her first year of eligibility). Throughout her career, Liz has demonstrated an extraordinary ability to build, nourish, and grow successful, long-term relationships with business partners, colleagues, and customers alike. Her dedication professionalism, and commitment to customer satisfaction are reflected in numerous awards and recognition she has received.  

                                                       

                                                Liz Ciardi - Loan Officer

Accomplished Highlights: Leaders Club 2007 Wells Fargo Home Loans * Wells Fargo National Volunteer Award 2007 * Wells Fargo Top 25 in Area NC, SC, and VA 2007 * Washintgon Mutual - Charlotte regional top sales producer, three years in a row * Piedmont Regional Association of Realtors Affiliate of the Year, 2007

Community Service: Children’s Attention Home – board member since 2005 * Youth Homes – fundraiser party host, 2008 * Wells Fargo Foundation donation of $10,000 to PRAR Build * Wells Fargo Habitat Home donation of $25,000 * Susan G. Komen – Race for the Cure, Finance Committee member * Party in Pink – Founding Committee Member for charity even to raise money for un- or under-insured women in York County to fund mammograms * Tega Cay Lions Club – International Youth Exchange Committee member and host family * York County County Chamber of Commerce, Council Member * Carolina Crown Inc., Board Member  Class 2010 * York County Cancer Association, Board Prresident

In a hurry? Call 704-756-4059 to apply over the phone

Free Loan Pre-Qualification

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Why Get Pre-Qualified?

  1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
  2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
  3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.